Current Rates

Wednesday, February 3, 2012   All rates are quoted with a 1% loan origination and 30 day lock

 

 

LOAN PROGRAM

RATE

POINTS

APR

 

 

30 year Conventional Fixed

3.75%

0

3.946%

 

 

30 year Conventional Fixed

3.625%

 

.5

 

3.861%

 

FHA

 

3.75%

0

3.946%

 

15 year Conventional Fixed

 

3.125%

0

3.312%

 

 

USDA Rural Development

 

 

3.875%

 

0

 

4.073%

 

 

30 YEAR JUMBO FIXED

(up to $600,000)

4.375%

0

4.604%

 

 

VA 30 Year Fixed

 

 

 

 

3.875%

0

4.026%

Rates are subject to change without notice.  Loan amounts are figured 150,000 20% down payment, except for Jumbos, which are figured on a loan amount of $418,000 with a 20% down payment.  Loans of less amounts may be subject to higher rates and/or fees.  The rates are for primary residences only and have a 30 day lock-in period from the date of application.  This is not a commitment or an offer to lend.

NOTE:  WE ARE ALSO ABLE TO CONDUCT OTHER TYPES OF LOANS LISTED BELOW.  PLEASE CONTACT ONE OF OUR OFFICERS FOR MORE INFORMATION (541)774-9002.

  • 5 Year Balloon

  • 7 Year Balloon

  • Oregon Bond (30 Year Fixed)

  • 1 Arm

  • 1 Year Arm Jumbo

  • 3 Year Arm Jumbo

  • 5 Year Arm

 



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