Current Rates

Interest Rates For: Friday, May 9, 2008                   All rates are quoted with a 1% loan origination and 30 day lock

PROGRAM	RATE	POINTS	APR
30 YEAR CONVENTIONAL FIXED	5.625%	0	5.824%
30 YEAR CONVENTIONAL FIXED	5.5%	.25	5.721%
15 YEAR CONVENTIONAL FIXED	5.25%	.0	5.582%
15 YEAR  FIXED CONVENTIONAL FIXED	5.0%	.625	5.462%
30 YEAR FIXED INTEREST ONLY	6.125%	0	6.471%
30 YEAR JUMBO FIXED max loan $550,000	6.5%	0	6.656%
VA 30 YEAR FIXED	5.75%	0	5.914%

Rates are subject to change without notice.  Loan amounts are figured 150,000 20% down payment, except for Jumbos, which are figured on a loan amount of $418,000 with a 20% down payment.  Loans of less amounts may be subject to higher rates and/or fees.  The rates are for primary residences only and have a 30 day lock-in period from the date of application.  This is not a commitment or an offer to lend.

NOTE:  WE ARE ALSO ABLE TO CONDUCT OTHER TYPES OF LOANS LISTED BELOW.  PLEASE CONTACT ONE OF OUR OFFICERS FOR MORE INFORMATION (541)774-9002.

• Pay Option ARMS
• 5 Year Balloon
• 7 Year Balloon
• Oregon Bond (30 Year Fixed)
• 1 Arm
• 1 Year Arm Jumbo
• 3 Year Arm Jumbo
• 5 Year Arm